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Katy OsbornKO

Katy Osborn

Product Manager: Billing Pay, Fraud, Identity

445 €/día
1 proyecto
Girona, ES
8-15 años

Tiempo medio de respuesta: 1h

Acerca de Katy

Summary: Remote, full-time. Open to occasional travel. 14-day notice period.

Introduction
Dynamic and results-driven product and project management professional with a strong focus on Fintech, payment orchestration, authentication architecture, and AI-driven solutions. Proven expertise in building scalable products and processes that drive growth and expand into new markets, particularly in fintech. Certified Scrum Master and PRINCE-2 Certified Project Manager

*Please view my YouTube channel, where I answer common product questions & my portfolio, which are linked in the ' certificates' section below.*


Expertise
- Fintech & Payments
Crafted payment strategies for Banking-as-a-Service (BaaS) and global expansion, specialising in financial systems, integrations, and compliance (GDPR, SOC2).

- Authentication, Authorization & Security
Designed secure authentication and authorisation models, boosting user adoption. Delivered fraud prevention systems ensuring KYC, KYB, and AML compliance.

- AI, Natural Language Understanding & Machine Learning
Applied AI for dynamic pricing, fraud detection, and better user experiences.
Enhanced NLU systems for multilingual rollouts, improving data use and cutting costs.
Deployed machine learning models to optimise financial insights and operations.

- Pricing & Revenue Optimization
Developed predictive pricing algorithms, dynamic models, and tiered strategies, driving revenue growth and improving user acquisition.

- Technical Product Management
Built API-first architectures (RESTful APIs, microservices) and scalable solutions, including authentication systems (SSO, SAML, OIDC) and fraud prevention frameworks (KYC, KYB, AML).


Education
MA Politics — University of Edinburgh, 2012
Scrum Master & PRINCE2 Certifications, 2019
B1 Spanish proficiency

Core Values
User-centric innovation
Data-driven decision-making
Collaborative, action-oriented
  • Inglés

    Bilingüe o nativo

  • Español

    Competencia profesional básica

Solo teletrabajo
Lleva a cabo sus proyectos principalmente en remoto

Experiencia

  • REMOTE
    Sr Product Manager (Contractor/ Consultant) - Billing, Payments & Pricing - Fintech Group
    HIGH TECH
    julio de 2024 - Hoy (1 año y 11 meses)
    Granada, España
    Fintech in HRIS — Billing, Payments & Pricing

    • Delivered a scalable, GDPR-compliant payment and billing orchestration framework, enabling seamless provisioning, billing, and global payment operations for enterprise clients.
    • Centralized multi-entity billing systems across jurisdictions, integrating multiple payment service providers (PSPs) to achieve worldwide pay-in/pay-out coverage and improve compliance by 30%.
    • Designed tailored pricing strategies for underserved regions and developed bundled models, increasing adoption by 15% and boosting engagement by 18%.
    • Implemented workflows for dynamic routing, payment tracking, and subscription models, enhancing operational efficiency and scalability.




    infrastructure project manager IT Architecture Orchestration Technical project management Technical specifications Technical testing Regulatory Frameworks GDPR SOC2 Enterprise-Ready Scaling Product management product owner Product Development Product Agnostic Global Pay In - Pay Out Dynamic Routing Payment Tracking PSP Revenue Management Business model artificial intelligence Project owner
  • Oyster
    Product Lead: Identity, Security, Access Management
    HIGH TECH
    junio de 2023 - julio de 2024 (1 año y 2 meses)
    Granada, España
    Authentication, Fraud Prevention & Fintech HRIS

    • Led the development of scalable authentication systems, including SSO, SAML, and OIDC, unlocking $40M in growth opportunities across key markets.
    • Implemented advanced KYC and AML solutions to combat fraud, reducing annual fraud losses by $2M and enhancing trust.
    • Streamlined multi-entity data management processes, cutting onboarding times by 25% and improving user experience.
    • Designed predictive pricing models and anomaly detection frameworks to improve security and operational workflows.
    HRIS Fintech ATS HR Director Authentication Authorization SSO SAML OICD KYC AML Multi-Entity Fraud Loss Cost Reduction Pricing strategy Revenue Management Business analysis Business model Product management Corporate strategy Strategic planning Positioning strategy product owner Product Development artificial intelligence
  • INTERGIRO
    Product Lead: Ledger & Core Banking (Contract)
    HIGH TECH
    enero de 2023 - julio de 2023 (6 meses)
    Granada, España
    Fintech Infrastructure — Payment Processing & Treasury
    • Streamlined SEPA and SWIFT payment operations, reducing processing time by 30% and improving reconciliation accuracy by 75%.
    • Established a robust risk monitoring framework, decreasing fraud incidents by 40% and bolstering security measures.
    • Designed and implemented a safeguarding strategy with the RIX/Swedish clearing house, ensuring compliance and operational efficiency.
    • Integrated FX risk management and hedging systems for dynamic treasury workflows.
    Payment Processing payroll administrator Treasury Management SEPA Swift SWIFT Payments Reconciliation Reconciliation Accuracy FX Risk Management FX Risk Management Hedging System Clearing House Operations RIX (Swedish Clearing House) RIX Risk Monitoring Framework Fraud Prevention Payment Operations Optimization infrastructure project manager software architect Dynamic Treasury Workflows Financial Systems Integration Compliance Management Finance sector Administrative and Financial Manager Product management product owner Product Development artificial intelligence

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Formación

  • Ma Politics
    University of Edinburgh
    2012

Certificados

Conjunto de habilidades profesionales

Categorías