Acerca de Anurag
- Product Strategy Consulting: Clear vision, strong roadmaps, and data-driven prioritisation that adds to company growth & bottom-line
- MVP Builds: Rapid validation, lean execution, and faster time-to-market
- Team Leadership: Building and mentoring high-performing product & tech teams
- Digital Transformation: Modernising legacy systems and operating models
- Business Efficiency with AI & Automation: Reducing costs, improving speed, and unlocking scale
Inglés
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Francés
Nociones
Experiencia
- Kotak Mahindra Bank:Senior Vice President - Digital Products (Retail Bank)HIGH TECHnoviembre de 2023 - octubre de 2025 (1 año y 11 meses)4th largest with As a Product Leader at Kotak, I am responsible for building the next generation suite of digital banking products & financial services with immense focus on customer experience, ease of use, quick turnaround time and serviceability. Focused on Data, Engineering & Product Management to implement new-age digital customer journeys & digitally transform business programs across all divisions of the retail bank, spanning across Credit Cards, Loans, Forex, UPI and CBDC.• • Lead a team of designers, engineers, product managers, and business leaders to reimagine & recreate a brand new mobile banking experience for the bank customers.• • Lead the Forex Card and Remittance digital product for the affluent, HNIs and UHNIs customers.• • Worked on the migration & creation of the new age Kotak CBDC product in partnership with the RBI.• • Created the first version of Open Banking Platform for Kotak Mahindra Bank to expose our banking APIs to potential partners, fin-tech companies, marketplace apps, etc.• • Lead the entire digital onboarding & partner engagement for Credit Cards. Grew online onboarding from 17% to nearly 64% within 6 months.• • Increased monthly credit card activations from 73K to over 2.6 lakh cards every month.• • Increase top of the funnel for cards product from 1.5 lakh to over 8 lakh each monthly.• • Re-imagining the internal workforce management application & to streamline processes for RMs, Sales Agents, KYC Executives, DSA, etc. to reduce customer onboard & servicing turn-around-time by 50%.• • Closely worked with Risk teams to create a new Business Risk Engine that reduces bank exposure, increases card approval rates, recommends new & alternate cards & also reduces NPAs for the bank.• • Leading the end-to-end journey & experience, including business growth of FOREX cards.
- BharatPe:VP of Products (Banking, Loyalty & Merchant Lending)HIGH TECHdiciembre de 2021 - octubre de 2023 (1 año y 10 meses)IndiaDisbursed over $1.5 Billion in business loans and processing over 3.3 billion payments every month.• ● Created the vision & digital product roadmap for UNITY Small Finance Bank.• ● Led a team of designers, engineers, and analysts in the creation of a truly digital, mobile first banking
- TIER Mobility:Senior Product Managerabril de 2021 - diciembre de 2021 (8 meses)France• ● Manage & overlook the entire starting from app download to signup & onboarding, and the 1 st ride taken by the user.• ● Responsible for user acquisition, activation, transaction & retention.• ● Ideated & launched Single Sign-On (SSO) feature to uplift onboarding conversion rate by 5-7% which contributed in over $9-11 Million in addition revenues for the company.
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Formación
- Bachelor of TechnologySikkim Manipal Institute of Technology2008Bachelor of Technology